E Mudra Loan Yojana Application Form
E Mudra Loan Apply Online: Hello friends, if you are thinking of starting a new business but you do not have enough money so that you can start the business easily, then in such a situation a scheme is being run by the Central Government through which You can easily take a loan up to Rs 10 lakh. Under this scheme, you can take loan at three stages in which different amounts are given depending on different businesses. Let us understand in detail about e-Mudra Loan Scheme.
E-Mudra Loan Scheme 2024
The e-Mudra scheme is operated by the Central Government through the State Bank of India. Under this scheme, the bank provides loan facility to its customers at three stages. Under this loan facility, different types of loans are given up to Rs 10 lakh. To apply for this loan, you can apply both online and offline.
Types of E-Mudra Loan Scheme
Three types of loans are given in E-Mudra Loan Scheme, their types are as follows.
Shishu Mudra Loan Scheme
This is the earliest type and stage of this loan scheme. In this, if your business is new, then the bank provides loan facility of up to Rs. 50 thousand to its customers on its own basis and at its own level. In this, loan is given by the bank on new business.
Kishore Mudra Loan Scheme
Apart from Shishu Loan, Kishore Muda Loan is also a type of this. In this type, the bank gives loan ranging from Rs 50 thousand to Rs 5 lakh to its customers for their business. In this, if your business has a good turnover then in that case you are given this loan.
Tarun Loan Scheme
Through Tarun Loan Scheme, loans are given to those businesses which are enjoying good profits. Applicants can apply for this loan scheme and can give a new flight to their business. In this, loan ranging from Rs 5 lakh to Rs 10 lakh is given to the applicant.
How to apply for e-Mudra loan?
If you want to take a loan under the e-Mudra Loan Scheme, then you can apply for it through both offline and online methods. If you apply offline then you can apply for it through bank, whereas if you want to apply offline then this is the easy process for that –
- Step 1 – For this you first have to visit the online website of SBI E-mudra.
- Step 2 – After this, you have to do your KYC on this website, in which you have to verify your Aadhar card and mobile number and enter the amount as per your requirement and submit.
After this, these details have to be submitted, after which your details are verified by the bank and you are called to the bank for further offline process, after which the form is checked and it gives you the loan as per your information. However, the amount of this loan depends on the bank.
Documents required for e-Mudra loan –
- application form
- passport size photo
- Bank statement of last 6 months
- certificate of business
- Company certificate (if any)
- Aadhar card
- PAN Card and GST Certificate
- Other certificates (required by the bank)
Features and eligibility of e-Mudra Scheme-
- Under this scheme a maximum amount of up to Rs 10 lakh is given.
- If you take a loan from here, you are given time up to 5 years to repay the loan.
- This loan is given only on small business in which there are three different types.
- Apart from this, the applicant must have his own business.
- Apart from this, the applicant should have 6 months old business/current account.
- Term loan and working capital loan are given under this scheme.
- This loan is given without any security.
